What if you filed bankruptcy to stop debt collector harassment, but you continue to receive letters or phone calls after you filed? What do you do now? Once you file for bankruptcy, all collector harassment must cease IMMEDIATELY! After filing, a debt collector that contacts you by phone or mail is violating federal bankruptcy law […]
Continue reading... October 9, 2012
Bankruptcy and the Fair Debt Collection Practices Act: Understanding Your Consumer Rights
October 4, 2012
Why isn’t my mortgage current after Chapter 13 Discharge?
Why isn’t my mortgage current after bankruptcy? One of the biggest injustices that people face after filing for bankruptcy in Jacksonville, FL is having a mortgage company ignore the terms of the confirmed Plan and discharge order. Think about it – you go through the tough decision to file bankruptcy to save a home, struggle […]
Continue reading... September 14, 2012
Can I get my Driver’s License Back after Bankruptcy
Can I get my license back if I file Bankruptcy? As Jacksonville Bankruptcy Attorneys, we see numerous clients with driver’s licenses suspended when they come in to our office. One collection firm in town is notorious for suspending driver’s licenses after obtaining a judgment. This can create a great personal hardship due to the inability […]
Continue reading... September 12, 2012
Common Bankruptcy Myths
Common Bankruptcy Myths Everyone has heard the horror stories about filing bankruptcy. The reality is usually very different. Common myths include the loss of clothing, furniture and all personal property as soon as you file bankruptcy. How about the one where you lose your home since you filed bankruptcy? Or maybe it’s the myth that […]
Continue reading... September 12, 2012
Bankruptcy Options for Underwater Property in Jacksonville, Florida
Escalating real estate prices from 2004 to 2007 created a tremendous housing bubble throughout much of the United States. The Florida real estate market particularly saw burgeoning prices during this economic boom. The collapse of the residential real estate market, among other factors, led to what was later termed the Great Recession. Since the subprime […]
Continue reading... August 24, 2012
Bankruptcy and Divorce
Divorce and Bankruptcy are like summer and ice cream – they just seem to go together. The typical scenario is that divorce is followed by a bankruptcy filing for one or both spouses as a result of trying to support two households on the same income. If your ex owes you money as a result […]
Continue reading...